Effective 12 March 2014
MITSUBISHI ELECTRIC AUSTRALIA PTY LIMITED
The Credit Reporting Privacy Code requires Mitsubishi Electric Australia Pty Limited ("MEAust", "us" or "we") to disclose to you a number of “notifiable matters” at or before the time we collect personal information which is likely to be disclosed to a credit reporting body.
The notifiable matters we are required to disclose to you are set out in this Statement of Notifiable Matters.
- If you apply for commercial credit or offer to act as guarantor, we may exchange credit-related information about you with the following credit reporting body (CRB):
PO Box 964
North Sydney NSW 2059
1300 762 207
- We will use the information we obtain from the CRB to determine your eligibility for credit. We may also process the information to assess your credit worthiness.
- The CRB may include the credit information we provide to it in reports that it provides to other credit providers to assist the credit providers to assess your credit worthiness.
- If you commit a serious credit infringement, we may be entitled to disclose this to a CRB.
- We handle credit information we collect and hold in accordance with our Credit Reporting Policy.
- You can request a copy of our Credit Reporting Policy and/or our Statement of Notifiable Matters by mail to the Privacy Officer, 348 Victoria Road, Rydalmere, NSW 2116; via email at <firstname.lastname@example.org> or by telephone on(02) 9684 7777. Alternatively, you can obtain a copy our Credit Reporting Policy and/or Statement of Notifiable Matters by visiting our website (www.mitsubishielectric.com.au).
- You may obtain Veda’s policies about its management of credit-related information by visiting its website (www.veda.com.au/credit-reporting-policy) or by contacting Veda directly by mail to Veda, PO Box 964, North Sydney NSW 2059.
- You have the right to access credit information we hold about you, as well as to request that we correct the credit information. You may also make a complaint to us about our collection or handling of your credit information. Details of how you may exercise these rights are set out in our Credit Reporting Policy.
- You also have the right to request CRBs:
- not to use your credit reporting information for the purposes of pre-screening of direct marketing by credit providers; and
- not to use or disclose your credit reporting information, if you believe on reasonable grounds that you have been, or are likely to be the victim of fraud.